Despite living on a limited income and managing the medical expenses for their disabled son, Roy and Sharon A. had always paid their mortgage on time.  Their West Haven home of twelve years was an oasis for their family.  Bad fortune toppled their security when Roy was diagnosed with Rheumatoid Arthritis and Severe Asthma in 2009.  Because he required oxygen 24 hours a day, he eventually lost his job and his benefits.  He applied to extend his Social Security payments and was denied twice.  He drained his savings to pay his mortgage, and with only $450 a month in income, he and his family quickly faced foreclosure. 

Fortunately for the Roy and his family, their lender referred them to NHS of New Haven and with funds from N2N LifeLine, we were able to help them with foreclosure prevention counseling and financial assistance with a 0% deferred loan that paid up their mortgage delinquency and qualified them for a loan modification.  Also, Roy’s application for Social Security benefits was finally approved.

A hardworking, humble couple, overwhelmed yet not overpowered by obstacles, Roy and Sharon A. persevered to keep their home.  Finding an affordable solution took time and effort, but with the support and assistance provided by N2N and NHS, they are now settled and living comfortably in their home.

Neighborhood Housing Services of New Haven wishes them all the best.

Maria P. and her husband, Juan C.

Kim Little lives in Hamden with her husband and thirteen year old daughter. Their daily routine of job, school, family, friends, became precariously disrupted within two years of purchasing their home because their mortgage payment ballooned to almost twice the original amount. Two hardworking parents faced with which bills to pay each month, the mortgage or groceries and heat. Such anxiety and distress caused disbelief with the American dream of preserving one’s own home. What happened? A hardworking couple who saved enough to pu